SUV shopping is full of payment-focused advice. This ranking starts with the all-in monthly estimate, then shows the cost lines that can make a practical SUV stop being practical.
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three-row/family SUV
three-row/family SUV
three-row/family SUV
CarCostMath uses a transparent planning score from visible monthly estimates. It is not a proprietary reliability score, expert award, or guarantee. Your insurance quote, financing, local costs, and inspection can change the result.
On small screens, swipe the table sideways to see every cost line.
| Rank | Vehicle | Total monthly | Fuel | Insurance | Maintenance + repair | Depreciation | Planning score |
|---|---|---|---|---|---|---|---|
| 1 | 2020 Hyundai Tucson | $892/mo | $159 | $135 | $135 | $116 | 84 |
| 2 | 2020 Kia Sportage | $894/mo | $159 | $135 | $137 | $116 | 84 |
| 3 | 2020 Nissan Rogue | $894/mo | $135 | $135 | $150 | $113 | 84 |
| 4 | 2020 Ford Escape | $922/mo | $140 | $140 | $150 | $120 | 82 |
| 5 | 2020 Mazda CX-5 | $971/mo | $130 | $145 | $135 | $123 | 79 |
| 6 | 2020 Subaru Forester | $977/mo | $126 | $140 | $145 | $116 | 79 |
| 7 | 2019 Honda CR-V | $980/mo | $135 | $140 | $125 | $122 | 78 |
| 8 | 2020 Toyota RAV4 | $1,001/mo | $122 | $145 | $120 | $123 | 77 |
| 9 | 2020 Subaru Outback | $1,005/mo | $126 | $140 | $145 | $121 | 77 |
| 10 | 2020 Mazda CX-9 | $1,172/mo | $152 | $150 | $160 | $162 | 66 |
| 11 | 2020 Hyundai Palisade | $1,236/mo | $174 | $150 | $140 | $147 | 61 |
| 12 | 2020 Ford Explorer | $1,238/mo | $159 | $155 | $170 | $182 | 61 |
| 13 | 2020 Honda Pilot | $1,253/mo | $166 | $155 | $150 | $157 | 60 |
| 14 | 2020 Kia Telluride | $1,262/mo | $174 | $150 | $140 | $140 | 60 |
| 15 | 2020 Toyota Highlander | $1,281/mo | $159 | $155 | $145 | $152 | 58 |
A lower all-in monthly estimate: payment, insurance, fuel, maintenance, repair reserve, tires, registration, and depreciation all matter.
Not automatically. Use the ranking as a shortlist, then verify condition, insurance, financing, and whether the vehicle fits your actual use.
High purchase price and strong resale premiums can raise the loan payment even when repairs are modest.