Used trucks often hold value well, but fuel, tires, insurance, repairs, and purchase price can make the monthly cost heavier than shoppers expect. Compare capability against cost before paying a truck premium.
Compare finalists in the calculatorCarCostMath uses a transparent planning score from visible monthly estimates. It is not a proprietary reliability score, expert award, or guarantee. Your insurance quote, financing, local costs, and inspection can change the result.
On small screens, swipe the table sideways to see every cost line.
| Rank | Vehicle | Total monthly | Fuel | Insurance | Maintenance + repair | Depreciation | Planning score |
|---|---|---|---|---|---|---|---|
| 1 | 2020 Nissan Frontier | $1,082/mo | $182 | $145 | $145 | $128 | 72 |
| 2 | 2020 Honda Ridgeline | $1,188/mo | $174 | $145 | $135 | $144 | 65 |
| 3 | 2020 Toyota Tacoma | $1,190/mo | $174 | $150 | $135 | $117 | 65 |
| 4 | 2020 Ford F-150 | $1,260/mo | $192 | $155 | $165 | $142 | 60 |
| 5 | 2020 Chevrolet Silverado 1500 | $1,298/mo | $182 | $155 | $172 | $157 | 57 |
| 6 | 2020 Ram 1500 | $1,298/mo | $166 | $155 | $180 | $166 | 57 |
| 7 | 2020 GMC Sierra 1500 | $1,357/mo | $182 | $160 | $180 | $170 | 53 |
Fuel, tires, insurance, repair reserve, and high purchase prices can push the monthly total up even when resale value is strong.
Often, but not always. The answer depends on purchase price, MPG, tire cost, depreciation, and whether the midsize truck carries a resale premium.
Towing/hauling wear, frame rust, suspension, tires, brakes, transmission behavior, modifications, accident history, and maintenance records.